
David Capstick
David starting working here with his Dad in 1989. In 1998 he took over the family business and has successfully grown the farm and rural community based brokerage.
Qualifications: Cert CII
Email: david@capstickinsurance.co.uk

Matthew Elliott
Matthew joined JN&E Capstick in 2015, having worked in H&H Insurance Brokers since 2002. Specialising in farm and rural based businesses, Matthew is based in Carlisle and covers North England including South West Scotland.
Qualifications: Cert CII
Telephone: 07710 122 994
Email: matthew@capstickinsurance.co.uk

Gemma Dixon
Gemma is from a farming background and since joining JN&E Capstick in 2009 she has mostly dealt in commercial insurance and farm insurance.
Email: gemma@capstickinsurance.co.uk

Lorraine Newby
Lorraine joined the brokerage in 2007 after having worked at the NFU Mutual for 20 years. She deals in all types of commercial insurance and also in farm and equine insurance.
Email: lorraine@capstickinsurance.co.uk

Hayley Pattinson
Hayley joined JN&E Capstick in June 2002 after leaving college and has worked in many different roles at JN&E Capstick since then.
Email: hayley@capstickinsurance.co.uk

Daniel Capstick
Daniel is from a farming background and joined the JN&E Capstick team in 2014. Daniel deals in all forms of insurance, including personal and commercial insurance.
Email: daniel@capstickinsurance.co.uk"

Melanie Haygarth
Melanie first started working in insurance in 1997 and joined the JN&E Capstick team in 2011. Melanie mainly deals in claims handling at JN&E Capstick.
Email: melanie@capstickinsurance.co.uk

Janice McWhirter
Janice has been with JN&E Capstick since 1998, so over the years she has built up knowledge about many different areas of insurance.
Email: janice@capstickinsurance.co.uk

Tina Simpson
Tina joined JN&E Capstick in August 2004 as an office junior. Over the years she has developed her skills and now looks after our personal insurance customers.
Email: tina@capstickinsurance.co.uk

Helen Hoggarth
After a long career in Barclays, Helen came to Capsticks in May 2017, looking forward to working for a family firm who had served her own family so well over the years with their insurance needs. Helen provides support across the office with a primary focus on business development, personal lines and claims administration.
Email: helen@capstickinsurance.co.uk

John Sowerby
John previously worked in the financial services industry and has worked for JN&E Capstick since 2008. John works at the Sedbergh office and works with all personal lines matters and non-standard house insurance quotes including holiday homes.
Email: john@capstickinsurance.co.uk

Cherie Keefe
Cherie joined Capstick Insurance in September 2022 where she is part of the personal lines department. Cherie is developing her skills to be a valued member of the team.
Natasha Simpson
Natasha is the newest member of the JN & E Capstick team as of January 2024. Natasha being Kirkby Stephen born and bred offers a friendly face to our personal lines department.
Email: natasha@capstickinsurance.co.uk

Anne Dinsdale
Anne is a long serving member of the JN&E Capstick team, having been here for 30+ years. She looks after our HR and payroll.
Email: anned@capstickinsurance.co.uk